Employee Benefits

  • CBSD Employees should refer to the HR Dept, Employee Benefits section of the INTRANET for detailed information.
    Please contact Kelly Kessling, Benefits Manager, at kkessling@cbsd.org with questions about your health insurance or Flexible Spending account.
    Flexible Benefits:
    • Effective Dates:
                    Teacher/Administrators - first day of service
                    Support/Transportation - 1st of the month following 30 days of service
    • Eligibility includes spouse and children to age 26
    • Yearly option to change plans during Open Enrollment
    • Qualifying life event (marriage, divorce, birth, death, change of job status) allows for addition or deletion of benefits and/or dependents
    Health and Hospitalization Insurance:
    1. Open Choice 1
    2. Open Choice 2
    3. Open Choice 3
    4. Point of Service 
    Employee Assistance Program:  Penn Behavioral Health
    Dental Insurance:
    • Delta Dental of PA - Preferred and PPO plans
    • $2,000 per/person/year maximum benefit

    Vision Plan:
    • EyeMed Vision Plan (INSIGHT Network)
    • Exam once every 24 months
    • Corrective lenses covered as specified in plan document

    Prescription Drug:  

    • Teachers and Administrators - $10/$25/$45 co-pays
    • Support - $10/$25/$40
    • Transportation - $10/$20/$35 co-pays
    • Mail-in Program available

    Life Insurance:

    • Administrators - Payout based on 2X annual salary
    • All others - Payout based on 1.5X annual salary
    • Double coverage for Accidental Death 

    Short Term Disability - income protection providing 2/3 of daily rate for a maximum of 52 weeks

    Long Term Disability - Optional program funded through payroll deductions; premium based on age and salary. Provides 60% of salary.
    Flexible Spending Accounts - (Section 125 Plan) Optional, tax-free accounts, funded via payroll deductions,  May be established for:
    a. Medical Expenses ($2,000/year maximum)
    b. Dependent Care ($5,000/year maximum)


    403(b) and 457 Investment Plans - Available to ALL employees.  Click links below for additional information:



    PSERS - Public Schools Employees Retirement System

    • New PSERS guidelines effective 7/1/2019 - Click HERE
    • Local PSERS office: 605 Louis Drive, Suite 500   Warminster, PA  18974
      • Serving Bucks, Chester, Delaware, Montgomery and Philadelphia Counties
      • Please call before visiting to be sure a counselor is available:  215-443-3495 or 1-888-PSERS4U, Ext 5575